Multi-currency accounts
Multi-currency account constructs across 30+ currencies where the licensed EMI is authorised — safeguarding and AML standards remain with BENKER UAB.
Change-of-control / Bank of Lithuania approval pending. Cornerstone Fintech is the commercial brand for a proposed acquisition of BENKER UAB; regulated services remain subject to BoL authorisation and applicable law.

Cornerstone Fintech is the commercial face of a proposed acquisition of BENKER UAB (Vilnius, Lithuania; code 305084126; Bank of Lithuania EMI Licence No. 91 / LB002125). Regulated services remain subject to Bank of Lithuania change-of-control approval.
Not a bank · Not FDIC-insured · No US card acquiring
Partner with the best
Europe–Asia–Africa acquiring and settlement rails via the BENKER UAB EMI path — subject to Bank of Lithuania change-of-control approval and scheme consents. No US card acquiring. Cornerstone Fintech does not claim Visa or Mastercard principal membership.
PCI DSS (program target / where applicable — certification status confirmed only when evidenced)
Multi-currency account constructs across 30+ currencies where the licensed EMI is authorised — safeguarding and AML standards remain with BENKER UAB.
Cross-border payout programs designed for institutional corridors (Europe–Asia–Africa), staged to licence permissions and scheme risk appetite.
API-first integration for payment initiation, reporting, and program management — commercial tooling around authorised EMI rails.
Why CF
Cornerstone Fintech markets and structures commercial programs. BENKER UAB is the licensed EMI vehicle being acquired. That separation is intentional — and disclosed.
Non-US retail card and settlement programs designed around EMI rails, scheme discipline, and staged volume ramp — not speculative payment theatre.
Institutional on/off-ramp patterns where permitted by licence and policy. Conservative framing: custody, travel rule, and fiat settlement first.
EEA passporting narrative via Lithuanian EMI, with published permitted countries only. United States card acquiring remains excluded.
AML/CFT, safeguarding, and Bank of Lithuania oversight sit with the licensed EMI. Cornerstone Fintech markets programs; it does not invent a bank charter.
BENKER UAB is the regulated vehicle under proposed acquisition. Closing requires BoL change-of-control approval and scheme consents.
Pending CoC language on every surface. Not a bank. Not FDIC-insured. No claim of live regulated service until authorisation allows it.
Structure
Until Closing and BoL CoC approval, no premature control of the licensed entity. Interim commercial relationships, if any, are processing / program-management arrangements — not a transfer of qualifying holding.
Regulated vehicle
Introductions for counterparties, counsel, and scheme stakeholders. Marketing enquiries only until regulated services are authorised under the approved structure.