Multi-currency accounts
Multi-currency account constructs across 30+ currencies where the licensed EMI is authorised — safeguarding and AML standards remain with BENKER UAB.
Payments
Acquiring and settlement with a defined perimeter
Cornerstone Fintech structures non-US payment programs intended to ride EMI and scheme rails operated by BENKER UAB (or successor authorised entity). Live regulated processing requires BoL change-of-control approval and applicable consents.
Partner with the best
Europe–Asia–Africa acquiring and settlement rails via the BENKER UAB EMI path — subject to Bank of Lithuania change-of-control approval and scheme consents. No US card acquiring. Cornerstone Fintech does not claim Visa or Mastercard principal membership.
PCI DSS (program target / where applicable — certification status confirmed only when evidenced)
Global payouts
Cross-border payout programs designed for institutional corridors (Europe–Asia–Africa), staged to licence permissions and scheme risk appetite.
Secure API integration
API-first integration for payment initiation, reporting, and program management — commercial tooling around authorised EMI rails.
Card acquiring (non-US)
Retail credit-card and agreed MCC programs outside the United States, staged to scheme risk appetite and capital/safeguarding constraints.
EMI payment accounts
E-money and payment account constructs where the licensed EMI is authorised — safeguarding and AML standards remain with BENKER UAB.
EUR settlement access
Target architecture includes CENTROlink / equivalent EUR settlement participation as evidenced in diligence — not assumed live until confirmed.
FX & transfers
Credit transfers and FX capabilities within EMI permissions and published corridors. No retail banking deposit product is offered by Cornerstone Fintech.
Program management
Cornerstone Fintech acts as commercial face / program introducer. The EMI retains regulatory responsibility for licence, AML onboarding standards, and scheme compliance.
Volume discipline
Target interim ramp toward institutional monthly volume with written risk gates — suspendable for AML, fraud, scheme, or capital reasons.
Out of scope
- • United States card acquiring / US card transactions
- • Deposit-taking or FDIC-insured banking products
- • Claims of live EMI service before CoC approval
- • Speculative or high-risk MCC programmes without written risk approval
Discuss a payment program
Share corridor, MCC, and volume assumptions. We will respond with licence-safe next steps — not product promises beyond authorisation.