Bank of Lithuania supervision
BENKER UAB holds EMI licence No. 91 (LB002125). Change of control requires BoL qualifying-holding approval before Closing.
Compliance
Licence-safe by default
Every public statement is designed to survive counsel and regulator review: pending CoC language, clear EMI attribution, and explicit product exclusions.
AML / CFT framework
Customer due diligence, ongoing monitoring, sanctions screening, and suspicious-activity escalation sit with the licensed EMI’s policies and MLRO arrangements.
Safeguarding
Client funds safeguarding is an EMI obligation. Cornerstone Fintech marketing does not substitute for regulatory capital or safeguarding evidence required at Closing.
Scheme compliance
Visa / Mastercard rules, BIN sponsorship (if applicable), and chargeback / fraud thresholds govern acquiring programs. Scheme CoC consent is a closing condition. No invented principal membership.
No premature control
Until BoL CoC approval, Cornerstone Fintech does not claim control of the licensed entity. Interim arrangements are commercial processing / program management only.
Marketing discipline
Site-wide pending-approval language. Not a bank. Not FDIC-insured. No US card acquiring. PCI DSS (program target / where applicable — certification status confirmed only when evidenced). No offer of securities via this marketing site.
“Change-of-control / Bank of Lithuania approval pending. Cornerstone Fintech is the commercial brand for a proposed acquisition of BENKER UAB; regulated services remain subject to BoL authorisation and applicable law.”
Compliance & counsel introductions
For DD questionnaires, BoL narrative packs, and scheme stakeholder briefings — contact Cornerstone Fintech. This page is informational only.