Multi-currency accounts
Multi-currency account constructs across 30+ currencies where the licensed EMI is authorised — safeguarding and AML standards remain with BENKER UAB.
Markets
Where we operate — and where we do not
Market coverage is defined by licence, passporting, scheme rules, and explicit exclusions. Clarity beats vague ‘global’ claims.
Partner with the best
Europe–Asia–Africa acquiring and settlement rails via the BENKER UAB EMI path — subject to Bank of Lithuania change-of-control approval and scheme consents. No US card acquiring. Cornerstone Fintech does not claim Visa or Mastercard principal membership.
PCI DSS (program target / where applicable — certification status confirmed only when evidenced)
Global payouts
Cross-border payout programs designed for institutional corridors (Europe–Asia–Africa), staged to licence permissions and scheme risk appetite.
Secure API integration
API-first integration for payment initiation, reporting, and program management — commercial tooling around authorised EMI rails.
Lithuania / EEA hub
BENKER UAB is registered in Vilnius under Bank of Lithuania supervision. EEA passporting (including Netherlands) is part of the diligence narrative — subject to notifications and conditions.
UK & permitted third countries
Coverage limited to the EMI’s published permitted countries and scheme acceptances. Expansion requires written policy and regulatory alignment.
United States excluded
No US card acquiring under JV or post-Closing program design without prior written amendment and regulatory clearance. Cornerstone Fintech does not market US deposit products.
Scheme geography
Visa / Mastercard presence (principal, sponsored BIN, or equivalent) to be evidenced in diligence; volume and MCC geography follow scheme consent. No invented principal membership claims.
Settlement currencies
EUR-centric settlement architecture preferred, with FX for agreed corridors. Currency list is not a promise of universal multi-currency banking.
Partner distribution
Cornerstone Fintech may introduce volume via program managers and merchants under documented roles — EMI retains regulatory veto on licence, AML, and scheme risk.
In focus
- • EEA electronic money & payment services (licence-dependent)
- • Non-US retail card programs for agreed MCCs
- • Institutional settlement and FX corridors
Explicitly out
- • US card acquiring / US card transactions
- • FDIC-insured or US bank deposit products via this site
- • Unlicensed crypto exchange or retail token promotion
Confirm corridor fit
Share target countries and settlement currency. We map against EMI permissions and scheme geography before any volume discussion.